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Welcome to the IHS Mortgage/Bankrate Secure Loan Application! You've seen our great rates now get ready to experience our great service. Once you complete your loan application one of our licensed loan officers, specializing in Texas properties, will contact you to ensure we provide you with the best rate for your unique situation. At IHS Mortgage we are the only lender that will offer you: - Guaranteed Lowest Interest Rate/Closing Costs
- Guaranteed Great Service
- Guaranteed Accuracy
IHS Platinum Pricing At IHS Mortgage, we function as both a mortgage banker and a mortgage broker which allows us to offer IHS Platinum Pricing. This special “hybrid” status gives us the best of both mortgage platforms and ensures the some of the lowest prices and one of the most complete loan program offerings on the market. As mortgage bankers, we lend our own money, get banker rates as well as receive priority underwriting and closing turn around times. As mortgage brokers, we are able to shop our extensive list of investors to find the absolute best program to meet your client’s unique needs. We are so confident that we have the best pricing and programs for your clients that we stand behind our IHS Platinum Pricing with the following guarantee: “We’ll beat any other lender’s pricing (combined closing costs and interest rate) or pay your client $300!”* Service Guarantee We would like to first thank you for considering doing business with our team and with our company, IHS Mortgage. As we progress forward together, it is important for us to express to you our values and ideals as they relate to our business. Very honestly, all of us have become very conditioned to settling for less than we deserve as it relates to the service that is provided to us on a daily basis. We have worked very hard for the last few years to orchestrate a system to ensure that you received the highest level of service you could possibly expect when procuring a mortgage loan. If at any time during this process, you are uncomfortable or disenchanted with the level of service that you are receiving from IHS Mortgage, we request that you voice your concerns and disapproval to our management team. Providing that your request is legitimate, we will immediately waive our processing fee as a sign of good faith. Our objective is to make you a client for life and to create an “experience” that exceeds your expectations. We are interested in doing business with you for a long time to come and the only way that we can accomplish this is to make sure that you are happy with the services that we provide. Closing Cost Guarantee At IHS Mortgage, we are committed to delivering what we promise. We stand behind our Good Faith Estimates with our exclusive 125% money back guarantee. We are confident that we will deliver, at closing, EXACTLY what we quoted you on the Good Faith Estimate (OR less). So confident in fact, that we stand behind our Estimates with this written guarantee. We will give you a credit, or check, equal to the 125% of the difference between what we quoted on the Good Faith Estimate and the final numbers on the Settlement Statement*. Will any other lender Guarantee the accuracy of their numbers? We will. Add this to our Service Guarantee and Pricing Guarantee and you have GUARANTEED the lowest price, great service and accurate closing costs. It's all at IHS Mortgage, where Integrity, Honesty and Service are a part of every loan we do. *Customer must provide a complete system generated GFE listing a specific lender’s name that is dated the same day that the rate is quoted by us. If such GFE indicates an equivalent or lower interest rate and closing cost package for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed, then we will have the option of beating that total loan cost or paying the customer $300 when they close with that lender and provide us with a copy of the note and final HUD-1 statement.
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